Safe Shopping Tips Online
Shopping online does have risks, but so was no different from shopping at the store. At least online buyers do not have to worry about “fender-benders” in a parking lot, waiting in line at the mall / checkouts or get the flu from colleagues all buyers.
But the nice thing about shopping online is that by following some basic guidelines you can be fairly confident that you will have a safe experience.
Secure your PC: The first thing you need to do is make sure that your computer is safe. Trend Micro education director David Perry, said that “bad people these days operate with planting keylogger on your system silently waiting for you to use a credit card or your bank password when logging in, or transactions via a PC / computer devices, so they can steal your money. “So, even if you’re dealing with a legitimate merchant, you are at risk if your computer is infected. Your best protection from these attacks is to keep operating systems and browsers are updated and use good security programs / reliable and up-to-date.
Most security companies offer free trial version (trial) you will enjoy / use for some time (usually one month or more), but be sure to subscribe so you get continuous protection.
Click with care: You will get many offers via e-mail, say “spam”. While they may be legitimate, there is the possibility that some bids came from the “criminals” trying to trick you into giving your password to a malicious website or visit a site that could create malicious software on your computer (malware sent and operate on your computer). Your best protection is to not click on any link - even if the message looks legitimate - but to type the URL traders / shop place settings manually through the browser to make sure the URL is valid / invalid.
Know the Merchant: If you are unfamiliar with the merchant / seller of products, you can do a little research such as typing a name (and maybe the word “fraud”) to search engines to see if there are reports of fraud or a record of the product seller. Search through search engines such as Google Shopping, Google does not represent the integrity of the site that appears in the search, but if you see a lot of sellers ratings are mostly positive, it was a pretty good sign. Sometimes generally quite safe with vendors that are affiliated with the center / shopping aggregator systems such as Amazon.com, Yahoo Shopping, Retrevo or BizRate. Bing new Microsoft search engine offers cash-back programs with affiliated merchants.
Pay by credit card: Credit cards offer an extra level of protection including the right to “charge back” if you feel you are a victim of fraud. Credit companies will investigate your claim and permanently remove fraud charges if it can be proven.
Also some credit card companies offer additional protection including extended warranties and protection against loss or theft. Federal law limits your responsibility for the misuse of credit cards to $ 50 but many credit card companies will ignore the limit. Unless you are very confident with the merchant, not give them the account number and never disclose your social security number for online merchants.
This is also a good idea to check the credit card statements online. Most credit card companies will display the cost of online recently in a few days the real deal. While you are on your credit card company. Credit card companies have been known to “adjust” prices (usually upward) due to various reasons.
Know the real price: Make sure you understand the actual cost of the item / product, including shipping, handling, and sales tax. Which can have a huge impact on the final price. Many merchants offer free shipping during the holidays / promo and a few traders who have physical stores both online will let you take the items / products in the store for free. In many countries if you do business with a merchant who has a physical presence in your country, the merchants need to collect state sales taxes. Although it is difficult to be enforced, some countries expect you to report to all your online purchases and pay sales tax when you file taxes
Happy returns: Make sure you understand the refund policy of the merchant, including the deadline for return and what documentation you need. In most cases, they will not refund shipping costs and you have to pay for the return. Always keep your packages up to you and believe you will not be back.
Read the privacy policy: The policy, according to the American Bar Association’s Safeshopping.org, must disclose “any information collected by the seller about you, how the seller will use this information, and whether / how you can” opt out “of this practice. ”
Hopefully these tips can be useful and can prevent you from fraud-shaped “online trading”, online shopping.
