Family Financial Planning and Investment
Family Financial Planning can not be separated with a name investment, because investment is a means to achieving financial success of family planning itself.
We have actually taught by our parents to start saving early so that we previously bought or clay piggy bank that people often call pigggy pig piggy bank aka the funny out of clay … he .. he .. well but the usual reply is usually much we’ve pecahin and sometimes we buy a toy at first. But not infrequently also after a lot of our tubes into our savings. I remember before there was savings as BCA stages or the other, I like to save on Tabanas where I deposit in the Post Office. Well mah kalo there now where where just as long as we have the will to save money and must be very easy. The habit of saving is what we must teach our children early on … ..
Now we have the higher the level of investment again because this is an investment that will provide comprehensive results for our realisasikan our needs such as education funding needs, the needs of our own retirement funds. Should be a disciplined investment every month so you’ll get the name Rupiah Cost Averaging reply you buy investment instruments like mutual funds periodically. Simpler investments like deposits also will give you the effect of interest rates Compounding alias, so that later on 1 +1 not equal 2 but becomes 2.3 and so on something like that is easy to understand the effect of Compunding it.
Investment itself is not only limited in the form of financial instruments like mutual funds and deposits on top. Houses, land and commercial, was also a good investment if it can provide economic value such as rental income, business income, and appreciation in the value of the future. But remember not to do leveraging the purchase if you can not generate additional economic value that can add to your income. Financial planning should be set on these loans to be repaid immediately. There is also need special skills to make purchases such as real estate because of purchase will have an effect on your ability to obtain the gain or income from the investment itself. Try to imagine your reply in the shop investment market value’ve risen steadily each year, for example, even a 10% er can still rent each year 10% more wah … how much return you … please count yourself
Education on Savings and Investing is to be started since the children so that children will be more and learn to value money wise with the name of money. Try asking your child is 4 years old, would not the money … he said he would want to … then he began to understand that money could be used to buy the things you point … stay … well it became improvisational, and children is you can be early financial literacy. Lo … It’s important to them … give them a hook, teach them fishing, the fish simply do not love … .. okay?
